FACTS 

WHAT DOES LIBERTY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share dependS on the product or service you have with us. This information can include:

• Social Security number and credit history
• account balances and payment history
• overdraft history and credit scores

When you are no longer our customer, we may continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Liberty Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Liberty Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 817-656-0038 or go to www.libertydfw.com

WHO WE ARE

Who is providing this notice?

Liberty Bank 

What we do

How does Liberty Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Liberty Bank collect my personal information?

We collect your personal information, for example, when you

• open an account or apply for a loan
• use your credit or debit card or pay your bills
• make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Liberty Bank has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Liberty Bank does not share with nonaffiliates so they can  market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Liberty Bank does not jointly market

Other important information

Texas Consumer Complaint Process:

Liberty Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.  Any consumer wishing to file a complaint against Liberty Bank should contact the Texas Department of Banking.

After first contacting Liberty Bank, if you still have an unresolved complaint regarding the company’s money services activities (i.e. sale of gift cards, traveler’s checks, etc.); please direct your complaint to the Texas Department of Banking.

NOTE: Since information emailed over the Internet may not be secure, please do not include confidential information in your e-mail correspondence with the Department of Banking.

Texas Department of Banking

2601 North Lamar Boulevard, Suite 300

Austin, TX  78705-4294