Deposit Accounts

Deposit Accounts

Account Type	Minimum Deposit To Open	Minimum Balance To Avoid Service Charges	Monthly Service Charge	Other Fees	Transaction Limits	Earns Interest	Additional Information
Small Business Checking	$500	$1,000 and Over Less than $1,000	None $10.00	$.50 per debit over fifty (50)	None	No
Commercial Checking	$500	Varies upon services utilized each month.	$20.00 Monthly Maintenance Fee	$.20 per debit item $.10 per deposited item $6.00 per return item $6.00 per return item rerun $.25 per strap currency $.10 per rolled coin	None	No	An earnings credit equal to the average 90 day T-Bill rate will be calculated on the monthly average collected balance less the reserve, float, and FDIC assessment charges. This earnings credit will be applied to reduce your monthly maintenance fee and other fees listed. The earnings credit cannot exceed your total monthly fees.
Investment Account	$1,000	$1,000 and Over Less than $1,000	None $10.00	$5.00 Per debit in excess of six (6) per statement cycle	Six (6) Withdrawals per statement cycle*	Yes	* Transfers from an Investment account to another account or to third parties made by preauthorized, automatic, telephone, online, check, draft, debit card, or similar order are limited to six per statement cycle. Transfers made by mail, messenger, ATM, or in person are unlimited.
At Liberty Business Account	$10,000	$10,000 and Over Less than $10,000	None $10.00	None	Six (6) withdrawals per statement cycle**	Yes	** Transfers from an At Liberty account to another account or to third parties made by preauthorized, automatic, telephone, online, check, draft, debit card, or similar order are limited to six per statement cycle. Transfers made by mail, messenger, ATM, or in person are unlimited.
Savings Account	$200	$100 and over less than $100	None $5.00 Per statement cycle	$5.00 Per debit in excess of six (6) per statement cycle	*** Six (6) Withdrawals per month	Yes	*** Transfers from a Savings account to another account or to third parties made by preauthorized, automatic, telephone, online, check, draft, debit card, or similar order are limited to six per month. Transfers made by mail, messenger, ATM, or in person are unlimited.